{"id":128,"date":"2014-05-23T19:12:59","date_gmt":"2014-05-23T19:12:59","guid":{"rendered":"https:\/\/elcicgsi.ca\/gsi\/?page_id=128"},"modified":"2025-04-17T19:21:36","modified_gmt":"2025-04-17T19:21:36","slug":"investment-results","status":"publish","type":"page","link":"https:\/\/dev.elcicgsi.ca\/?page_id=128","title":{"rendered":"Investment Results"},"content":{"rendered":"[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][image_with_animation image_url=”3920″ image_size=”full” animation_type=”entrance” animation=”Fade In” animation_easing=”default” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default”][divider line_type=”No Line” custom_height=”50″][vc_column_text css=”” text_direction=”default”]\n

Individual Results<\/h3>\n

The return indicated on each member statement is a combination of the funds, based on that member’s balance in each, and the respective monthly earnings, less approximately 0.9% for plan expenses. Remember that assets in individual member accounts are allocated between these two funds based on the member’s age, so everyone will experience a slightly different combined return based on the allocation.[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][vc_column_text]\n

Investment Results<\/h2>\n

The investment returns posted here have been calculated and provided by Mercer.\u00a0The returns reflect the investment results before netting against management, custodial and administrative fees.[\/vc_column_text][divider line_type=”No Line” custom_height=”10″][vc_column_text css=”” text_direction=”default”]\n

2024\u00a0 Performance Results<\/h2>\n

The following tables shows investment results from January 1 to December 31, 2024<\/p>\n

ELCIC Pension Plan<\/h3>\n\n\n\n\n\t\n\n\t
ELCIC Pension Plan Return<\/center><\/th>
Pooled Survey Median Balanced Fund<\/center><\/th>
Excess Return<\/center><\/th>\n<\/tr>\n<\/thead>\n
14.8%<\/center><\/td>
14.5%<\/center><\/td>
+0.3%<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Growth Fund<\/h3>\n\n\n\n\n\t\n\n\t
ELCIC Portfolio Return<\/center><\/th>
Fund Objective
\nCPI + 5%<\/center><\/th>
Excess Return<\/center><\/th>\n<\/tr>\n<\/thead>\n
23.7%<\/center><\/td>
6.9%<\/center><\/td>
+16.8%<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Fixed Income Fund<\/h3>\n\n\n\n\n\t\n\n\t
ELCIC Portfolio Return<\/center><\/th>
Fund Objective
\n CPI + 1%<\/center><\/th>
Excess Return<\/center><\/th>\n<\/tr>\n<\/thead>\n
5.5%<\/center><\/td>
2.9%<\/center><\/td>
+2.6%<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][divider line_type=”No Line” custom_height=”30″][vc_column_text css=”” text_direction=”default”]\n

Four-Year Returns<\/h2>\n

The following tables show the rolling four-year results ending December 31, 2024.<\/p>\n

Growth Fund<\/h3>\n\n\n\n\n\t\n\n\t
Four Year Rolling Growth Fund Return<\/center><\/th>
Four Year Fund Objective
\nCPI + 5%<\/center><\/th>
Excess Return<\/center><\/th>\n<\/tr>\n<\/thead>\n
10.2%<\/center><\/td>
9.3%<\/center><\/td>
+0.9%<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Fixed Income Fund<\/h3>\n\n\n\n\n\t\n\n\t
Four Year Rolling Fixed Income Fund Return<\/center><\/th>
Four Year Fund Objective
\nCPI + 1%<\/center><\/th>
Excess Return<\/center><\/th>\n<\/tr>\n<\/thead>\n
0.8%<\/center><\/td>
5.1%<\/center><\/td>
-4.3%<\/center><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

Five Years of Historical Results by Fund<\/h3>\n

Note that all returns are before netting for expenses.<\/p>\n[\/vc_column_text][image_with_animation image_url=”11980″ image_size=”full” animation_type=”entrance” animation=”Fade In” animation_easing=”default” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default”][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

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