{"id":11228,"date":"2024-10-16T00:30:14","date_gmt":"2024-10-16T00:30:14","guid":{"rendered":"https:\/\/elcicgsi.ca\/?p=11228"},"modified":"2024-10-17T17:57:49","modified_gmt":"2024-10-17T17:57:49","slug":"october-benefits-newsletter-11","status":"publish","type":"post","link":"https:\/\/dev.elcicgsi.ca\/?p=11228","title":{"rendered":"October 2024 Benefits"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; top_margin=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;enews&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;11230&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column][vc_column top_padding_desktop=&#8221;5&#8243; bottom_padding_desktop=&#8221;0&#8243; top_margin=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; el_class=&#8221;enews&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;In this Issue&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<ul class=\"list-bookmark\">\n<li><a href=\"https:\/\/dev.elcicgsi.ca\/?p=11228#module\">Annual Benefits Module Selection Deadline<\/a><\/li>\n<li><a href=\"https:\/\/dev.elcicgsi.ca\/?p=11228#tips\">Claims Tip on Dependent Children Returning to School<\/a><\/li>\n<li><a href=\"https:\/\/dev.elcicgsi.ca\/?p=11228#reminder\">Reminder on HCSA claims submission<\/a><\/li>\n<li><a href=\"https:\/\/dev.elcicgsi.ca\/?p=11228#board\">Calling Non-Rostered (and Rostered) Plan Members: Join the Board!<\/a><\/li>\n<li>Kii Webinar on <a href=\"https:\/\/dev.elcicgsi.ca\/?p=11228#webinar\">Creating a Supportive Work Culture<\/a> (TODAY!)<\/li>\n<\/ul>\n[\/vc_column_text][divider line_type=&#8221;No Line&#8221; custom_height=&#8221;20&#8243;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(135,185,67,0.02)&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;20px&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;module&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; bottom_margin=&#8221;0&#8243; left_margin=&#8221;0&#8243; right_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;rgba(255,0,0,0.02)&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;custom&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; bottom_right_border_radius=&#8221;20&#8243; bottom_left_border_radius=&#8221;20&#8243; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;11315&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1714667706332{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner bottom_padding_desktop=&#8221;0&#8243; left_padding_desktop=&#8221;20&#8243; right_padding_desktop=&#8221;20&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Annual Module Selection&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1727893082242{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;enews-h2&#8243;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]As we move towards the end of the year, members will have the opportunity to reflect on their benefits needs and <strong>select their benefits module<\/strong> option that will start on January 1st.<\/p>\n<p><a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/modules2.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-11237 size-medium\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/modules2-300x209.png\" alt=\"\" width=\"300\" height=\"209\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/modules2-300x209.png 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/modules2-768x536.png 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/modules2.png 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Members can move to an adjacent module (e.g., from green to teal) by filling in a <a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/04\/ELCIC-Group-Benefits-Enrollment-form.pdf\" target=\"_blank\" rel=\"noopener\">Group Benefits Enrollment form<\/a> and submitting it to the GSI office by Monday, <strong>December 9, 2024<\/strong>.<\/p>\n<p>Health module <strong>premiums<\/strong> will be posted on the GSI website in <strong>early November<\/strong>, so that you and your congregation will be able to consider cost in the decision.<\/p>\n<p>Note that if a change is made, members&#8217; claims history will be carried forward. This means that benefits with coverage maximums that extend over more than one year (e.g., vision care at 24 months) <strong>will not reset<\/strong> when a different module is selected at a later date.<\/p>\n<p>Need a reminder as to what each module covers? You can find the full chart on the GSI website <a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=11244\" target=\"_blank\" rel=\"noopener\">here<\/a>.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(113,199,216,0.1)&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; left_padding_desktop=&#8221;5&#8243; right_padding_desktop=&#8221;5&#8243; top_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;20px&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;tips&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; el_class=&#8221;enews&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;11234&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1702227614107{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_column_inner bottom_padding_desktop=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Dependent Children Returning to School&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;enews&#8221; text_direction=&#8221;default&#8221;]<a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/UniversityStudent.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11235 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/UniversityStudent-300x200.png\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/UniversityStudent-300x200.png 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/UniversityStudent-768x512.png 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/UniversityStudent.png 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><span class=\"_1hicw9p1_3-4-0 _1hicw9p0_3-4-0 _ekabin0_3-4-0 dig-Theme-vis2023 dig-Theme-vis2023--bright dig-Mode--bright In-Theme-Provider\">Do you have a dependent <strong>child aged 21 to 24<\/strong> who recently decided to return to school this fall <strong>after a gap year<\/strong>? <\/span><\/p>\n<p><span class=\"_1hicw9p1_3-4-0 _1hicw9p0_3-4-0 _ekabin0_3-4-0 dig-Theme-vis2023 dig-Theme-vis2023--bright dig-Mode--bright In-Theme-Provider\">If their ELCIC Group Benefits ended when they reached age 21, they may be eligible to be re-enrolled in the Plan.<\/span><\/p>\n<p>In order to qualify as a dependent, a child must be:<\/p>\n<ul class=\"book-list\">\n<li>unmarried<\/li>\n<li>under age 21, or <strong>under age 25 and a full-time student<\/strong><\/li>\n<li>not employed on a full-time basis<\/li>\n<li>not eligible for insurance <em>as an employee<\/em> under this or any other group benefit program.<\/li>\n<\/ul>\n<p>Please contact the GSI office to confirm they are listed as eligible with Manulife to ensure continuity of coverage.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#ffffff&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;20px&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;reminder&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; bottom_margin=&#8221;0&#8243; left_margin=&#8221;0&#8243; right_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;custom&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; bottom_right_border_radius=&#8221;20&#8243; bottom_left_border_radius=&#8221;20&#8243; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; 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overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1714667706332{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner bottom_padding_desktop=&#8221;0&#8243; left_padding_desktop=&#8221;20&#8243; right_padding_desktop=&#8221;20&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Health Care Spending Account (HCSA)&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1724361663305{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;enews-h2&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;enews&#8221; text_direction=&#8221;default&#8221;]As we swing into fall, it\u2019s a good time to <strong>submit any unpaid claims<\/strong> for your HCSA. You can carry forward your balance for one year; so, <strong>your amount from 2023 must be used by the end of 2024<\/strong>.<\/p>\n<p>Remember you can use it for:<\/p>\n<ul class=\"list-check\">\n<li>your portion of the co-insurance,<\/li>\n<li>benefit costs that exceed the maximum, or<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"none\">eligible health expenses that are not covered in the group plan.<\/span><span data-ccp-props=\"{&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8221;default&#8221; 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animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-3-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;left-right&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; el_class=&#8221;enews&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Calling All Non-Rostered (and Rostered) Plan Members:&#8221; font_container=&#8221;tag:h2|text_align:center|color:%2387b943&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1729099854583{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;enews&#8221;][vc_custom_heading text=&#8221;Now is an Excellent Time to Join the GSI Board&#8221; font_container=&#8221;tag:h3|text_align:center|color:%2387b943&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1729023767144{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;enews&#8221;][vc_column_text css=&#8221;.vc_custom_1729058282947{padding-bottom: 0px !important;}&#8221; el_class=&#8221;enews&#8221; text_direction=&#8221;default&#8221;]<span data-contrast=\"auto\">Fall is in the air, <\/span><span data-contrast=\"auto\">and we are planning for the great work and\u202fopportunities before us. Having a <strong>full board<\/strong> with diverse thoughts and ideas makes for the<strong> best decisions<\/strong>, and right now <strong>we have a vacancy<\/strong>. <\/span><\/p>\n<h4>A Seat for a Plan Member<\/h4>\n<p><span data-contrast=\"auto\">This spot is reserved for a Plan Member: ideally\u200b for\u202fa <strong>Non-Rostered Plan Member<\/strong>,\u200b to ensure we also hear that voice. <\/span><span data-contrast=\"auto\">If you&#8217;re a Plan Member \u2014 and especially if you&#8217;re a Non-Rostered Plan Member \u2014 please consider applying to join the Board. Or if you don&#8217;t think this is for you, <strong>send this ad to a colleague<\/strong> who you think might suit the role well.\u202f<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"> <a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Board.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11286 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Board-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Board-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Board-768x512.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Board.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/span><\/p>\n<h4>Representation Matters<\/h4>\n<p><span data-contrast=\"auto\">Having Plan Members serving on the Board is <strong>a real strength<\/strong> of the ELCIC Group Pension and Benefits Plans. The Board is responsible for making difficult decisions that will keep the Plans sustainable while keeping in mind the best interests of the rostered leaders and non-rostered employees in the ELCIC. <\/span><\/p>\n<p><span data-contrast=\"auto\">It&#8217;s important that a range of stakeholder groups be represented \u2014 including Plan Members and treasurers.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h4>Offering a Unique Perspective<\/h4>\n<p><span data-contrast=\"auto\">Plan Members are especially well suited to <strong>understanding the lived experience<\/strong> of those who use the Plans. Many times, the consultants will bring a suggestion to the Board that sounds good on paper, but the Plan Members who would be affected directly can see why it wouldn&#8217;t work for their colleagues; they also have the experience to be able to offer <strong>suggestions that\u202f<\/strong><\/span><strong><i>would<\/i><\/strong><span data-contrast=\"auto\"><strong>\u202fimprove the Plans<\/strong>.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h4>Where to Learn More?<\/h4>\n<p>You can read more about what is required of Board Directors and find the application form on the GSI <a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=108\">Board of Directors page<\/a> on the GSI website.[\/vc_column_text][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1729058438068{margin-right: 20px !important;margin-bottom: 10px !important;margin-left: 20px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: rgba(255,255,255,0.62) !important;*background-color: rgb(255,255,255) !important;border-left-style: solid !important;border-right-style: solid !important;border-top-style: solid !important;border-bottom-style: solid !important;border-radius: 20px !important;border-color: #81d742 !important;}&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;.vc_custom_1729060496915{padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; el_class=&#8221;quote&#8221; text_direction=&#8221;default&#8221;]<em>&#8220;As a former Non-Rostered Plan Member, I would like to encourage current lay employees to considered joining the board so they can help make sure that the needs of that group (which often overlap but are not identical to those of Rostered Plan Members) are heard.\u00a0<\/em><\/p>\n<p><em>During my time as a Board Director, I <strong>learned useful things<\/strong> about investments, how benefits are administered and adjudicated, how boards function, and other current trends like personalized medicine and cyber insurance. The <strong>pension and benefits industry is constantly changing<\/strong>, and serving as a Director will allow you to stay abreast of these trends and help determine if and how the ELCIC can (and should) implement them.<\/em><\/p>\n<p><em>Serving on the Board was really great experience for me. Could it be for you as well?&#8221;<\/em><\/p>\n<p style=\"text-align: right;\"><em>\u2014Pamela Giles, former Non-Rostered Plan Member \/ Board Director<\/em><\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(255,255,255,0.08)&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; left_padding_desktop=&#8221;5&#8243; right_padding_desktop=&#8221;5&#8243; top_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;20px&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;webinar&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; 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bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;11266&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; 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tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;enews&#8221; text_direction=&#8221;default&#8221;]\n<h2 style=\"text-align: center;\"><span data-contrast=\"none\"><strong>October Webinar<\/strong>: Creating a Supportive Work Culture <\/span><\/h2>\n<p><span data-contrast=\"none\"><strong><a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/workplace.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-11268 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/workplace-300x206.png\" alt=\"\" width=\"300\" height=\"206\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/workplace-300x206.png 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/workplace-768x526.png 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/workplace.png 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Ask an Expert Question \/ Concern:<\/strong> \u201cI\u2019ve noticed that a few of my colleagues seem out-of sorts lately \u2013 they\u2019re less engaged, more negative. And honestly, I am feeling that way, too. What can we do to fix things?\u201d <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\"><strong>Date<\/strong>: Wednesday, October 16, 12:00 \u2013 12:30 PM ET <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\"><strong>Description<\/strong>: Work and mental health have a huge effect on one another, and workplace culture plays a big role in whether those effects are positive or negative.\u00a0 Join CloudMD this month to learn about how \u2013 as an employee and as a leader \u2013 you can help to create and contribute to a healthy, supportive workplace culture that fosters wellbeing, satisfaction, and productivity. <\/span><\/p>\n<p><span data-contrast=\"none\">Registration Link<\/span><span data-contrast=\"auto\">: <\/span><a href=\"https:\/\/attendee.gotowebinar.com\/register\/3326611349463065178\"><span data-contrast=\"none\">https:\/\/attendee.gotowebinar.com\/register\/3326611349463065178<\/span><\/a><span data-ccp-props=\"{}\">\u00a0<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8221;default&#8221; 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overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][nectar_btn size=&#8221;small&#8221; open_new_tab=&#8221;true&#8221; button_style=&#8221;regular-tilt&#8221; button_color=&#8221;Extra-Color-1&#8243; icon_family=&#8221;fontawesome&#8221; el_class=&#8221;enews-button&#8221; text=&#8221;Register for Webinar&#8221; url=&#8221;https:\/\/attendee.gotowebinar.com\/register\/3326611349463065178&#8243; icon_fontawesome=&#8221;fa fa-desktop&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; 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max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_custom_heading text=&#8221;We welcome your questions &amp; feedback!&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text el_class=&#8221;enews&#8221;]please write to us:<a href=\"mailto:admin@elcicgsi.ca\"> admin@elcicgsi.ca<\/a><br \/>\nor call toll free: 1-877-352-4247 (in Winnipeg 204-984-9181)<br \/>\ninformation and resources can also be found on the <a href=\"https:\/\/dev.elcicgsi.ca\">GSI website<\/a>[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>Topics include: Annual Benefits Selection Deadline, Claims Tip on Dependent Children Returning to School, Reminder on HCSA Claims Submissions, Call for Plan Members to the GSI Board, Kii Webinar on Creating a Supportive Work Culture<\/p>\n","protected":false},"author":13,"featured_media":10965,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[31],"post_folder":[22,18],"class_list":{"0":"post-11228","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-planmembers","8":"tag-benefits"},"featured_image_src":"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Benefits-News.jpeg?ver=1727747897","author_info":{"display_name":"Faithful Servant","author_link":"https:\/\/dev.elcicgsi.ca\/?author=13"},"_links":{"self":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts\/11228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11228"}],"version-history":[{"count":0,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts\/11228\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/media\/10965"}],"wp:attachment":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11228"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11228"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11228"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=11228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}