{"id":8938,"date":"2023-10-10T07:00:15","date_gmt":"2023-10-10T07:00:15","guid":{"rendered":"https:\/\/elcicgsi.ca\/?p=8938"},"modified":"2024-10-17T18:01:51","modified_gmt":"2024-10-17T18:01:51","slug":"october-benefits-newsletter-10","status":"publish","type":"post","link":"https:\/\/dev.elcicgsi.ca\/?p=8938","title":{"rendered":"October 2023 Benefits"},"content":{"rendered":"[vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column bottom_padding_desktop=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;8940&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221;][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; top_margin=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; class=&#8221;enews&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column top_padding_desktop=&#8221;5&#8243; bottom_padding_desktop=&#8221;0&#8243; top_margin=&#8221;0&#8243; bottom_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; el_class=&#8221;enews&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;In this Issue&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221;]<div class=\"nectar-fancy-ul link_style_opacity\" data-list-icon=\"icon-salient-check\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"default\" data-alignment=\"left\"> \n<ul>\n<li><span style=\"color: #005c84;\"><a style=\"color: #005c84;\" href=\"#co-insurance\">How Co-Insurance Works<\/a><\/span><\/li>\n<li><a href=\"#professional\"><span style=\"color: #005c84;\">Accessing Professional Services on Our Plan<\/span><\/a><\/li>\n<li><a href=\"#sleep\">Why Sleep Matters<\/a><\/li>\n<li><a href=\"#modules\">Year-End Opportunity to Change Benefits Module<\/a><\/li>\n<li><a href=\"#manulife\">Goodbye Vitality \u2014 Hello Manulife Mobile<\/a><\/li>\n<li><a href=\"#humanacare\">Humanacare: Upcoming Neurodivergence Webinar and Rebranding<\/a><\/li>\n<\/ul>\n <\/div>[\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(199,215,216,0.24)&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; left_padding_desktop=&#8221;0&#8243; right_padding_desktop=&#8221;0&#8243; top_padding_tablet=&#8221;5&#8243; bottom_padding_tablet=&#8221;5&#8243; left_padding_tablet=&#8221;5&#8243; right_padding_tablet=&#8221;5&#8243; top_padding_phone=&#8221;5&#8243; bottom_padding_phone=&#8221;5&#8243; left_padding_phone=&#8221;5&#8243; right_padding_phone=&#8221;5&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;20px&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;co-insurance&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; left_margin=&#8221;0&#8243; left_margin_tablet=&#8221;5&#8243; left_margin_phone=&#8221;5&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;9019&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][\/vc_column][vc_column column_padding=&#8221;padding-3-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;left-right&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;How Co-insurance Works&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1696349100019{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_custom_heading text=&#8221;for Professional Services Claims&#8221; font_container=&#8221;tag:h3|text_align:center|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1696131024094{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1696349073702{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 10px !important;padding-bottom: 0px !important;padding-left: 0px !important;}&#8221; el_class=&#8221;enews&#8221;]In the ELCIC Benefits Plan, as in many other benefits plans, some medical expenses are completely covered by the Plan, and other expenses are covered only at a certain percentage. The amount not covered \u2014 that is, the amount paid by the Plan Member \u2014 is called co-insurance. Co-insurance means that the <strong>member shares a portion of the cost<\/strong> of each claim made.[\/vc_column_text][vc_custom_heading text=&#8221;What Types of Expenses Have a Co-insurance Payment?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696899550776{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 10px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]Members are responsible to make a partial payment referred to as a &#8220;co-insurance payment,&#8221; when making claims for medical expenses in the first column of the table below:[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]\n<table id=\"tablepress-88\" class=\"tablepress tablepress-id-88 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Has co-insurance<\/th><th class=\"column-2\">Does not have co-insurance<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">prescription drugs<br \/>\nprofessional services (a.k.a. paramedical services)<br \/>\ninsulin pumps<br \/>\ndental services<\/td><td class=\"column-2\">vision<br \/>\ntravel<br \/>\nmedical services<br \/>\nmedical supplies (excluding insulin pumps)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-88 from cache -->[\/vc_column_text][vc_custom_heading text=&#8221;What Percentage is the Co-insurance Payment for Professional Services?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696899529029{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 30px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]The amount of co-insurance required is expressed as a percentage of the eligible claim amount. This percentage varies according on the Module that the member is enrolled in.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]\n<table id=\"tablepress-89\" class=\"tablepress tablepress-id-89 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Module<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"><br \/>\nBlue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/><br \/>\nGreen<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal2.png\" alt=\"\" width=\"30\" height=\"30\" \/><br \/>\nTeal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Manulife Pays<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Member Pays<\/td><td class=\"column-2\">40%<\/td><td class=\"column-3\">30%<\/td><td class=\"column-4\">20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-89 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696875950782{padding-top: 10px !important;}&#8221;]Please see the <a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=556\">Benefits Virtual Booklet<\/a> for more information about co-insurance percentage for other medical expenses mentioned.[\/vc_column_text][vc_custom_heading text=&#8221;Why Do These Benefits Have Co-insurance?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696349239654{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]While it would be wonderful if every medical expense could be covered at 100% with no maximum, such a plan would cost much more than employers in the ELCIC would be able to afford. The plan design strives to offer benefits that are useful to Plan Members and <strong>helpful for their physical and mental health<\/strong> while keeping <strong>costs to a level that congregations can manage. <\/strong>As the greatest portion of the visit cost is paid by the employer, co-insurance <strong>helps with the sustainability<\/strong> of the Plan for the future.<\/p>\n<p>Also, without the co-insurance, plan members <strong>would reach the maximum much sooner<\/strong>, resulting in fewer possible visits to the professional service provider. The intent of the Plan is to support the members\u2019 and their families\u2019 <strong>long-term wellness and more chronic or severe illness<\/strong> rather than a one-time treatment, where the cost is lower and easier to meet within their monthly budget.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]As the cost of prescription drugs and professional services rise, many benefits plans that didn&#8217;t already have one are introducing co-insurance or deductibles, in the interest of plan sustainability. This is not a feature unique to the ELCIC plan.[\/vc_column_text][vc_custom_heading text=&#8221;Claims Payment Examples&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696188294735{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews-h4&#8243;]\n<h5>Example #1: Green Plan Member to Chiropractor<\/h5>\n[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]Here is an example of a Plan Member, enrolled in the <strong><span style=\"color: #87b943;\">Green<\/span><\/strong> Module, who is visiting a chiropractor.<\/p>\n<p>Assuming that each visit costs $63.00 (based on a 2023 Manitoba claim), the plan will cover 70% ($44.10) per visit, until the maximum ($400 for chiropractor services) is reached. The <strong>member must pay 30% ($18.90) per visit<\/strong> in this example. The plan coverage <strong>under the Green Module will support nine visits<\/strong> plus a portion of the tenth\u00a0visit before reaching the maximum.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]\n<table id=\"tablepress-90\" class=\"tablepress tablepress-id-90 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Visit<\/th><th class=\"column-2\">Fee per visit<\/th><th class=\"column-3\">Plan covers 70%<\/th><th class=\"column-4\">Member covers 30%<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1 - 9<\/td><td class=\"column-2\">$63<\/td><td class=\"column-3\">$44.10<\/td><td class=\"column-4\">$18.90<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">10<\/td><td class=\"column-2\">$63<\/td><td class=\"column-3\">$3.10<\/td><td class=\"column-4\">$59.90<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr class=\"row-4\">\n\t<th class=\"column-1\">Total<\/th><th class=\"column-2\">$630<\/th><th class=\"column-3\">$400<\/th><th class=\"column-4\">$230<\/th>\n<\/tr>\n<\/tfoot>\n<\/table>\n<!-- #tablepress-90 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews-h4&#8243; css=&#8221;.vc_custom_1696142894298{padding-top: 10px !important;}&#8221;]\n<h5>Example #2: Teal Plan Member to Psychologist<\/h5>\n[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]In this next example, a Plan Member enrolled in the <span style=\"color: #005c84;\"><strong>Teal<\/strong><\/span> Module visits a psychologist.<\/p>\n<p>The cost per visit is $178.50 (based on a 2023 claim in BC). A plan member can have a counselling session each week for 35 weeks before reaching the maximum, with a co-insurance payment of $35.70 per visit.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]\n<table id=\"tablepress-91\" class=\"tablepress tablepress-id-91 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Visit<\/th><th class=\"column-2\">Fee per visit<\/th><th class=\"column-3\">Plan covers 80%<\/th><th class=\"column-4\">Member covers 20%<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">1 - 35<\/td><td class=\"column-2\">$178.50<\/td><td class=\"column-3\">$142.80 <\/td><td class=\"column-4\">$35.70<\/td>\n<\/tr>\n<\/tbody>\n<tfoot>\n<tr class=\"row-3\">\n\t<th class=\"column-1\">Total<\/th><th class=\"column-2\">$6,247.50<\/th><th class=\"column-3\">$4,998.00<\/th><th class=\"column-4\">$1,249.50<\/th>\n<\/tr>\n<\/tfoot>\n<\/table>\n<!-- #tablepress-91 from cache -->[\/vc_column_text][vc_custom_heading text=&#8221;Can I Use My HealthCare Spending Account (HCSA) to Pay my Co-Insurance?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696899566911{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 30px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]\n<div id=\"attachment_8577\" style=\"width: 310px\" class=\"wp-caption alignright\"><a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/08\/blue-green-teal.png?ver=1691641412\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-8577\" class=\"wp-image-8577 size-medium\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/08\/blue-green-teal-300x280.png?ver=1691641412\" alt=\"\" width=\"300\" height=\"280\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/08\/blue-green-teal-300x280.png 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/08\/blue-green-teal.png 346w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-8577\" class=\"wp-caption-text\">The graphic shows the available HCSA amount per calendar year per Plan Member<\/p><\/div>\n<p>You sure can! As was noted in the <a href=\"https:\/\/dev.elcicgsi.ca\/?p=8825\">September Benefits News<\/a>, the <strong>HCSA can be used to cover not only the co-insurance<\/strong> associated with Professional Services, but also the co-insurance for <span data-contrast=\"auto\">dental exams and prescription drugs.\u00a0<\/span><\/p>\n<p>In the examples above, the HCSA could also be used to pay for <strong>additional visits beyond the maximum covered<\/strong>. So, if the person in Example #1 required twelve visits to the chiropractor rather than ten, they could pay for visits 11 and 12 through HCSA.<\/p>\n<p>If your <strong>spouse has a benefits plan<\/strong>, you may also be able to use <a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=3992\">coordination of benefits<\/a> to have their plan cover your co-insurance.[\/vc_column_text][vc_custom_heading text=&#8221;Still Have Questions?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696269291474{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 10px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]If anything about how co-insurance work or how to use the HCSA to pay them is unclear to you, <strong>please contact the GSI office<\/strong>. (Contact information is at the bottom of this newsletter.) The office staff are happy to clear up confusion and <strong>help you get the most out of your Benefits Plan<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#ffffff&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;0&#8243; left_padding_desktop=&#8221;5&#8243; right_padding_desktop=&#8221;5&#8243; top_margin=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;professional&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;8978&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_custom_heading text=&#8221;Accessing Professional Services on Our Plan&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text css=&#8221;.vc_custom_1696857920786{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;border-radius: 1px !important;}&#8221; el_class=&#8221;enews&#8221;]\n<div class=\"wpb_text_column wpb_content_element vc_custom_1692849494170 enews\">\n<div class=\"wpb_wrapper\">\n<p>The ELCIC Benefits Plan offers coverage for a <strong>wide range of professional services<\/strong>. As noted above, a<strong> co-insurance paymen<\/strong>t is required to access them. However, unlike in some other plans, Plan Members <strong>do not need a doctor&#8217;s prescription in order to submit claims<\/strong> for these services, and there&#8217;s <strong>no deductible<\/strong>.<\/p>\n<\/div>\n<\/div>\n[\/vc_column_text][vc_custom_heading text=&#8221;Could You Explain Maximums?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696899581309{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 10px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]The maximums listed for the <strong>Professional Services are for each covered<\/strong> <strong>person<\/strong>. For example, for the chiropractor visits in Example #1 above, the Green Module Family Plan Member gets $400, their spouse gets $400, and each child would have a separate $400.<\/p>\n<p>The maximums also apply <strong>per service covered<\/strong>. So, for example, the spouse of a Green Module Family Plan Member could spend $400 on Acupuncture, $400 on Massage, $400 on Chiropractor <strong>AND<\/strong> $400 on a Dietician.<\/p>\n<p>The <strong>HCSA is shared <\/strong>among all covered family members. So, in the case of a Green Module Family Plan, the <em>entire family<\/em> would have $1,100 \u2013 not each person.[\/vc_column_text][vc_custom_heading text=&#8221;What Types of Services are Covered?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696188918262{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 10px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1696190689127{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;border-radius: 1px !important;}&#8221; el_class=&#8221;enews&#8221;]\n<div class=\"wpb_text_column wpb_content_element vc_custom_1692849494170 enews\">\n<div class=\"wpb_wrapper\">\n<p>This section describes the services that are currently covered under our Plan. These may change in the future; before accessing a particular service, it&#8217;s always a good idea to check the <strong><a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=5173\">Virtual Benefits Booklet<\/a> <\/strong>for up-to-date information. We also recommend checking to ensure that your service provider has not been <a href=\"https:\/\/dev.elcicgsi.ca\/?page_id=8987\">delisted<\/a>.<\/p>\n<\/div>\n<\/div>\n[\/vc_column_text][vc_custom_heading text=&#8221;Counsellor&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696221263502{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696821676408{padding-bottom: 10px !important;}&#8221;]Counselling provides support for those who are experiencing many mental health and relationship challenges. Manulife coverage currently includes the services of these practitioners:<\/p>\n<p><a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-9066 size-medium\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S-300x200.jpg\" alt=\"Sad young man talking with psychologist. Psychologist taking notes. There are many books in psychologist office\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S-768x513.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S-900x600.jpg 900w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_87083110_S.jpg 999w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<ul>\n<li>Psychologist<\/li>\n<li>Clinical Therapist<\/li>\n<li>Marriage and Family Therapist (MFT)<\/li>\n<li>Counsellor having a Masters in Social Work (MSW)<\/li>\n<li>Registered Social Worker (RSW)<\/li>\n<li>Registered Psychotherapist<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]\n<table id=\"tablepress-92\" class=\"tablepress tablepress-id-92 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Counsellor<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Maximum for these therapists combined<\/td><td class=\"column-2\">$3,000<\/td><td class=\"column-3\">$4,000<\/td><td class=\"column-4\">$5,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-92 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696190029203{padding-top: 10px !important;}&#8221;]In 2022, <strong>Counselling Services accounted for the greatest amount of dollars spent under the Professional Services category<\/strong> in the ELCIC Plan, at 43% of the claim costs.[\/vc_column_text][vc_custom_heading text=&#8221;Massage Therapist&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696221227553{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696214984247{padding-top: 0px !important;}&#8221;]Among the many <strong>wellness benefits of massage therapy<\/strong> are decreased stress and anxiety, pain management, better mobility, improved sleep, and increased immune response. To be eligible for coverage, your massage must be performed by a <strong>licensed<\/strong> practitioner who is <strong>registered<\/strong> in the province in which they\u2019re practicing.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696806929119{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-93\" class=\"tablepress tablepress-id-93 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Massage Therapist<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Annual Maximum<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-93 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696191751807{padding-top: 10px !important;}&#8221;]Massage therapy represented the <strong>greatest number of claims<\/strong> made by Plan Members and dependents, and 16% of the claims costs in the Professional Services category in 2022.[\/vc_column_text][vc_custom_heading text=&#8221;Chiropractor&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696221245902{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696877091197{padding-top: 0px !important;}&#8221;]The <a href=\"https:\/\/chiropractic.ca\/what-is-chiropractic-care\/\">Canadian Chiropractic Association<\/a> describes chiropractic care as \u201ca hands-on, non-invasive, and drug-free practice that safely and effectively helps relieve pain and improve the body\u2019s overall function &#8230; [and] uses various treatments depending on your needs, from manual hands-on adjustment techniques to soft tissue therapy.\u201d<\/p>\n<p>Chiropractors treat neck pain, back pain, arthritis, certain types of headaches, injuries and more. They are spine, muscle and nervous system specialists in assessing, diagnosing, treating and developing care plans to keep you moving and pain-free.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696807167067{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-94\" class=\"tablepress tablepress-id-94 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Chiropractor<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Annual Maximum<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-94 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696215252515{padding-top: 10px !important;}&#8221;]This benefit rounds out the top three for both number of claims made and dollars spent in the Professional Services category in the ELCIC Plan.[\/vc_column_text][vc_custom_heading text=&#8221;Physiotherapist, Athletic Therapist, or Kinesiologist&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696215498417{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696216689908{padding-top: 0px !important;}&#8221;]Here is a brief description of how can each these professional services might help you. While there are similarities in the therapy they provide, the <strong>variation of focus and approach provides options<\/strong> that might produce a better result for your situation. The websites for each of their associations includes a search for a professional in your area.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696216530193{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-95\" class=\"tablepress tablepress-id-95 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Physiotherapist, Athletic Therapist,<br \/>\nor Kinesiologist<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Maximum for these therapists combined<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-95 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696877131080{padding-top: 10px !important;}&#8221;]<strong>Physiotherapist: <\/strong>The <a href=\"https:\/\/physiotherapy.ca\/\">Canadian Physiotherapy Association<\/a> notes that &#8220;Physiotherapy professionals provide essential rehabilitative care and treatment, enabling Canadians to live well and actively participate in all facets of their lives.\u201d<\/p>\n<p><strong><a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9068 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S-768x512.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S-900x600.jpg 900w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_157561176_S.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/strong><\/p>\n<p><strong>Athletic Therapist: <\/strong>As noted on the Canadian Athletic Therapist Association\u00a0<a href=\"https:\/\/athletictherapy.org\/en\/about-athletic-therapy\/what-is-athletic-therapy\/\">website<\/a>, Athletic Therapists are often &#8220;the first to respond when someone gets hurt&#8230; they are experts at injury assessment and rehabilitation.&#8221;\u00a0 This includes expertise &#8220;in the prevention and rehabilitation of injuries to your muscles, bones and joints&#8230; as well as concussion recognition, management, and safe return-to-play protocols.&#8221;<\/p>\n<p><strong>Kinesiologist: <\/strong>&#8220;Kinesiologists apply exercise and movement science to promote health and wellbeing; prevent, manage and rehabilitate injuries; treat illness and chronic disease; restore function, and optimize human performance in the workplace, clinical settings, sport and fitness.&#8221;\u00a0 \u2014 Canadian Kinesiology Alliance <a href=\"https:\/\/cka.ca\/en\/\">website<\/a>.[\/vc_column_text][vc_custom_heading text=&#8221;Naturopath &amp; Osteopath&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696216752761{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696877188125{padding-top: 0px !important;}&#8221;]ELCIC plan members and dependents logged <strong>34 visits to a Naturopath<\/strong> and <strong>15 visits to an Osteopath<\/strong> in 2022, which are relatively low numbers and a decrease from prior years. Perhaps current Plan Members are not familiar with what these professional services can offer them.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696217024107{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-96\" class=\"tablepress tablepress-id-96 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Naturopath &amp; Osteopath<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Maximum for these therapists combined<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-96 from cache -->[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696217111474{padding-top: 10px !important;}&#8221;]According to the\u00a0<a href=\"https:\/\/www.cand.ca\/what-can-it-do-for-you\/\">Canadian Association of Naturopathic Doctors<\/a><strong>\u00a0<\/strong>website, three types of patients generally seek naturopathic medical care:<\/p>\n<ul>\n<li>those who are looking for health promotion and disease prevention strategies<\/li>\n<li>people who have a range of symptoms that they have been unable to address on their own or with the help of other medical practitioners<\/li>\n<li>patients who have been diagnosed with an illness and are looking for treatment options<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696217636433{padding-top: 10px !important;}&#8221;]Here&#8217;s their description of naturopathy: &#8220;Naturopathic medicine is a distinct primary health care system that blends modern scientific knowledge with <strong>traditional and natural forms of medicine<\/strong>. The naturopathic philosophy is to <strong>stimulate the healing power of the body<\/strong> and <strong>treat the underlying cause<\/strong> of disease. Symptoms of disease are seen as warning signals of improper functioning of the body and unfavourable lifestyle habits. Naturopathic Medicine emphasizes<strong> disease as a process<\/strong> rather than as an entity.&#8221;<\/p>\n<p>The <a href=\"https:\/\/www.osteopathic.ca\/origins-of-osteopathy\">Canadian Osteopathic Association<\/a>, meanwhile, offers this definition of their field: &#8220;Osteopathic medicine, or osteopathy, is a complete system of health care emphasizing a <strong>whole person approach to medicine.<\/strong> [These] physicians [have] comprehensive medical and surgical training and special skills in <strong>musculoskeletal diagnosis and treatment<\/strong>; [they]\u00a0make use of all modern diagnostic and treatment modalities, including unique <strong>manual treatment principles<\/strong> known as \u2018osteopathic manipulative medicine.&#8217; &#8220;[\/vc_column_text][vc_custom_heading text=&#8221;Podiatrist &amp; Chiropodist&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696218188901{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696877221557{padding-top: 00px !important;}&#8221;]If you are wondering what the difference is between a podiatrist and a chiropodist, you are not alone. These professions have a similar focus. In Ontario, those who came to the province before 1993 are referred to as podiatrists, while those who came after 1993 or who have been educated in Ontario are called chiropodists. (Source:<a href=\"https:\/\/www.ontariochiropodist.com\/Public\/frequent-questions.html\"> Ontario Society of Chiropodists<\/a>.) In other provinces, podiatrists are more common.<a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9067 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S-300x200.jpg\" alt=\"Podiatrist treating feet during procedure\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S-768x513.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S-900x600.jpg 900w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_241086546_S.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>The <a href=\"https:\/\/www.podiatrycanada.org\/general-questions\/\">Canadian Podiatric Medicine Association<\/a> describes podiatry as &#8220;a field of medicine that focuses on preventing, diagnosing, and treating conditions associated with the foot and ankle by medical, surgical or other means.&#8221;<\/p>\n<p>Chiropodists manage acute and chronic conditions affecting the foot. The <a href=\"https:\/\/michener.ca\/program\/chiropody\/\">Michener Institute of Education<\/a> that hosts Canada&#8217;s only English-language chiropodist program suggests that these conditions can include diabetes, sports and traumatic injuries, biomechanical disorders, ulcers and pediatric foot conditions.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696221126917{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-97\" class=\"tablepress tablepress-id-97 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Podiatrist &amp; Chiropodist<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Maximum for these therapists combined<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-97 from cache -->[\/vc_column_text][vc_custom_heading text=&#8221;Other Practitioners&#8221; font_container=&#8221;tag:h4|font_size:18px|text_align:left|color:%2373ba10&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696221440137{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]Four other types of treatments that are covered are fairly self-explanatory:<\/p>\n<p>Licensed <strong>Acupuncturists<\/strong> use knowledge of Traditional Chinese Medicine to treat various conditions by inserting thin needles into specific areas of the body.<\/p>\n<p><a href=\"https:\/\/www.sac-oac.ca\/wp-content\/uploads\/2023\/01\/scope_of_practice_audiology_en-2.pdf\">Speech-Language Audiology Canada<\/a> describes <strong>Audiologists<\/strong> as &#8220;hearing health professionals who identify, diagnose and manage individuals with peripheral or central hearing loss, tinnitus, vestibular and balance disorders and other communication disorders across the lifespan.&#8221;<\/p>\n<p><strong>Dietitians<\/strong> are trained to provide expert nutrition advice.<\/p>\n<p>Speech-Language Pathologists (commonly known as <strong>Speech Therapists<\/strong>) are health professionals who identify, diagnose and treat communication and swallowing disorders across the lifespan. (Source: <a href=\"https:\/\/www.sac-oac.ca\/wp-content\/uploads\/2023\/01\/scope_of_practice_speech-language_pathology_en-1.pdf\">Speech-Language Audiology Canada<\/a>)[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696261409253{padding-top: 0px !important;}&#8221;]\n<table id=\"tablepress-98\" class=\"tablepress tablepress-id-98 green-table\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Acupuncturist, Audiologist, Dietician, Speech Therapist<\/th><th class=\"column-2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/blue.png\" alt=\"\" width=\"30\" height=\"30\"> <br\/ >Blue<\/th><th class=\"column-3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/green.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Green<\/th><th class=\"column-4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/teal-1.png\" alt=\"\" width=\"30\" height=\"30\" \/> <br\/ >Teal<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Plan coverage<\/td><td class=\"column-2\">60%<\/td><td class=\"column-3\">70%<\/td><td class=\"column-4\">80%<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Maximum for Acupuncturist<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Maximum for Audiologist<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Maximum for Dietician<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Maximum for Speech Therapist<\/td><td class=\"column-2\">$300<\/td><td class=\"column-3\">$400<\/td><td class=\"column-4\">$500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-98 from cache -->[\/vc_column_text][vc_custom_heading text=&#8221;Conclusion&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696268793430{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]Taking advantage of the Professional Services offerings in the ELCIC Benefits Plan can have a positive impact on your overall health and wellness. Don&#8217;t miss out![\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;sleep&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; bottom_margin=&#8221;0&#8243; left_margin=&#8221;0&#8243; right_margin=&#8221;0&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;rgba(57,182,198,0.15)&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;custom&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; bottom_right_border_radius=&#8221;20&#8243; bottom_left_border_radius=&#8221;20&#8243; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][image_with_animation image_url=&#8221;9026&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;Fade In&#8221; animation_easing=&#8221;default&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;center&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;10&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Why Sleep Matters&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h2&#8243; css=&#8221;.vc_custom_1696375955175{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696877283408{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;]It&#8217;s an hour after midnight on Sunday morning, and<strong> you know you should be sleeping<\/strong>. But you also know that you aren&#8217;t going to feel up to<strong> finishing the sermon before service<\/strong> in the morning, so you make another pot of tea and soldier on.<\/p>\n<p>Or &#8230; you managed to get to bed by 11, but there are simply too many things to worry about and now, two hours later,<strong> you&#8217;re still wide awake<\/strong> and regretting that morning will come too soon.<\/p>\n<p>Or &#8230; you went to bed at 9:30, as you like to do, but to your annoyance <strong>you woke up just after midnigh<\/strong>t and now can&#8217;t get back to sleep.[\/vc_column_text][vc_custom_heading text=&#8221;Why is It So Hard to Sleep?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696823767909{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 20px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696828939744{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;]Although we are all well aware that sleep is essential, many challenges of modern society make it<strong> hard to get enough<\/strong>. Most Canadians spend many hours a day <strong>looking at screens<\/strong> \u2014 for work, for entertainment, for information, and even for communication. <strong>Artificial lighting<\/strong> throws off our circadian rhythms and can leave us alert at night and sleepy mid-afternoon. A <strong>nutrient-deficient diet and not enough exercise<\/strong> interferes with many body systems, including sleep. <strong>Medications and alcohol consumption<\/strong> can both contribute to poor sleep.<a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9071 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S-768x512.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S-900x600.jpg 900w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_60092493_S.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>Many members of the ELCIC Benefits Plan find their sleep disrupted by yet another cause: <strong>stress<\/strong>. Rostered leaders and often even non-rostered employees find themselves<strong> responding to crises<\/strong> in their congregations or communities at all hours of the day and night. There are many <strong>evening<\/strong> <strong>meetings<\/strong> and church-related events that must be attended. The labour of <strong>tending to others&#8217; concerns<\/strong> can be mentally and physically exhausting. And often, there is simply <strong>too much that must be done<\/strong> and too few people to do it.[\/vc_column_text][image_with_animation image_url=&#8221;9070&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;none&#8221; box_shadow=&#8221;none&#8221; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_column_text el_class=&#8221;enews-small&#8221; css=&#8221;.vc_custom_1696825358709{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 0px !important;padding-left: 10px !important;}&#8221;]<em>Infographic source:<a href=\"https:\/\/www.canada.ca\/en\/public-health\/services\/publications\/healthy-living\/canadian-adults-getting-enough-sleep-infographic.html\"> Public Health Agency of Canada<\/a><\/em>[\/vc_column_text][vc_custom_heading text=&#8221;Why is Sleep Important?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696825417911{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696858518522{margin-top: 0px !important;margin-bottom: 0px !important;border-top-width: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 0px !important;padding-left: 10px !important;}&#8221;]People who are able to get enough sleep feel more energetic and alert. Lack of sleep, meanwhile, has many negative health outcomes. The<a href=\"https:\/\/sleeponitcanada.ca\/all-about-sleep\/why-sleep\/\"> Sleep on It<\/a> campaign launched by the Canadian Sleep Society (and other experts) lists these consequences of chronic poor sleep:<\/p>\n<ul>\n<li>Severe <strong>fatigue<\/strong> and headaches<\/li>\n<li class=\"td-content\">Increased risk of <strong>diabetes, obesity, and cardiovascular diseases<\/strong><\/li>\n<li><strong>Premature aging<\/strong> of the hair and skin and reproductive system (fewer sperm count)<\/li>\n<li>Increased risk of <strong>anxiety<\/strong>, burn-out and depression<\/li>\n<li>Attention deficit and <strong>memory loss<\/strong> \u2013 major implications for school and work performance<\/li>\n<li>More likely to fall asleep while driving and have poor reflexes behind the wheel \u2013 major<strong> safety issues<\/strong><\/li>\n<\/ul>\n<p>We are only now learning about why, exactly, good sleep is essential to a healthy brain. <a href=\"https:\/\/jnnp.bmj.com\/content\/91\/3\/236\">Studies<\/a> have identified links between poor sleep in middle age and later development of dementia as well as other cognitive problems. <a href=\"https:\/\/www.ninds.nih.gov\/health-information\/public-education\/brain-basics\/brain-basics-understanding-sleep\">It seems that<\/a> when we sleep, <strong>harmful toxins<\/strong> are removed from the brain; if there&#8217;s no sleep, the toxins accumulate. <strong>Dreams<\/strong> seem to help us<a href=\"https:\/\/sleeponitcanada.ca\/all-about-sleep\/the-why-and-the-how-of-dreams\/\"> consolidate memories and regular emotions<\/a>.[\/vc_column_text][vc_custom_heading text=&#8221;What is the Solution?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23005c84&#8243; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:400%20regular%3A400%3Anormal&#8221; el_class=&#8221;enews-h3&#8243; css=&#8221;.vc_custom_1696827290075{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text el_class=&#8221;enews&#8221;]Given all the factors conspiring against our good sleep, how can we possibly achieve it? <a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9072 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S-300x200.jpg 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S-768x512.jpg 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S-900x600.jpg 900w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Depositphotos_59478951_S.jpg 1000w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>The Canadian Sleep Society has <a href=\"https:\/\/sleeponitcanada.ca\/all-about-sleep\/age-specific-dos-and-donts\/\">good suggestions<\/a> for improving sleep at all stages of life. <strong>Exercise and meditation<\/strong> can help. So can improving <strong>general wellness<\/strong> (perhaps by making use of Professional Services through your benefits plan!). For some people, a <strong>short afternoon nap<\/strong> is restorative. Your sleeping area should be <strong>dark and cool<\/strong>. <strong>Resisting the urge to read on a phone or tablet<\/strong> in bed can improve sleep. In some cases, a <strong>medical issue,<\/strong> such as sleep apnea, may be disrupting sleep; it&#8217;s worth working with your doctor to see if that&#8217;s the case. <strong>Reducing stress<\/strong> is vitally important.[\/vc_column_text][vc_column_text el_class=&#8221;enews&#8221;]We are moving past the days in which getting by on four hours of sleep per night was considered something to brag about. Getting good sleep \u2014 in quantity and quality \u2014 is difficult for many of us, but everyone benefits from each of us having it. One short night is okay, but if you&#8217;re finding that they have become a regular thing, your future self will thank you for making some changes. <strong>Good night<\/strong>![\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;modules&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; 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column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Year-End Opportunity to Change Benefits Module&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h2&#8243; css=&#8221;.vc_custom_1696855877624{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696902659328{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;]As we move to the end of the year, members will have the opportunity to reflect on their benefits needs and <strong>select their benefits module option<\/strong> that would start on <strong>January 1st<\/strong>. Members can move to an adjacent module (e.g., from green to teal) by filling in a <a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/04\/ELCIC-Group-Benefits-Enrollment-form.pdf\">Group Benefits Enrollment form<\/a> and submitting it to the GSI office by Monday, <strong>December 18, 2023<\/strong>.<\/p>\n<p>Health module <strong>premiums<\/strong> will be <strong>posted on the GSI website in early November<\/strong>, so that you and your congregation will be able take those into consideration when making the decision.<\/p>\n<p>Note that if a change is made, <strong>members&#8217; claims history will be carried forward<\/strong>. This means that benefits with coverage maximums that extend over more than one year (e.g., vision care at 24 months) will not refresh until the time is lapsed (the 24 months in this example).[\/vc_column_text][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;center&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; css=&#8221;.vc_custom_1694456442223{margin-right: 30px !important;margin-bottom: 10px !important;margin-left: 10px !important;border-radius: 20px !important;}&#8221;][vc_column_inner top_padding_desktop=&#8221;10&#8243; top_margin=&#8221;10&#8243; bottom_margin=&#8221;10&#8243; left_margin=&#8221;10&#8243; right_margin=&#8221;10&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; 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icon_family=&#8221;fontawesome&#8221; el_class=&#8221;enews-button&#8221; text=&#8221;Download the Form&#8221; url=&#8221;https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/04\/ELCIC-Group-Benefits-Enrollment-form.pdf&#8221; icon_fontawesome=&#8221;fa fa-download&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;#ffffff&#8221; scene_position=&#8221;center&#8221; bottom_padding=&#8221;0&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;manulife&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; 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max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;padding-2-percent&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;left-right&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;default&#8221; gradient_type=&#8221;default&#8221;][vc_custom_heading text=&#8221;Goodbye Vitality \u2014 Hello Manulife Mobile&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; el_class=&#8221;enews-h2&#8243; css=&#8221;.vc_custom_1696816884646{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696894561716{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221;]<a href=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57.png\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-9082 alignright\" src=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57-300x266.png\" alt=\"\" width=\"300\" height=\"266\" srcset=\"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57-300x266.png 300w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57-1024x909.png 1024w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57-768x682.png 768w, https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2023\/10\/Screenshot-2023-10-09-at-10.56.57.png 1126w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Manulife has announced that they will be <strong>retiring their\u00a0stand-alone<\/strong> <strong>Manulife <em>Vitality<\/em><\/strong> Group Benefits app early in 2024.<\/p>\n<p>It will be replaced with a new <strong>Manulife Mobile<\/strong> app, which will also include your <strong>other benefits information<\/strong>. The full description of the app&#8217;s capabilities will be available in the coming months.<\/p>\n<p>If you have <strong>earned rewards<\/strong>, you can still redeem them. To save a reward outside of the app (if you aren&#8217;t able to redeem it before the app is retired), just can take a screen shot of your gift card or Expedia<sup>\u00ae<\/sup> discount code.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(135,185,67,0.15)&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;center&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;humanacare&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;8870&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_custom_heading text=&#8221;Upcoming Webinar: Neurodivergence in the Workplace&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text el_class=&#8221;enews&#8221;]<span data-contrast=\"none\"><em>Ask an Expert Question<\/em>: \u201cI operate differently than those in my workplace. I\u2019ve been told I\u2019m neurodivergent. What does that mean, and how do I fit it?\u201d<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:424,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\"><em>Date<\/em>: <strong>Wednesday, October 18<\/strong><\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:424,&quot;335559739&quot;:0}\"><br \/>\n<\/span><span data-contrast=\"none\"><em>Time<\/em>: 12:00 \u2013 12:30 PM EDT <\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:424,&quot;335559739&quot;:0}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134245417&quot;:false,&quot;335559685&quot;:424,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\"><em><strong>Description<\/strong><\/em>: <span class=\"registration-description\" data-bind=\"expander:{'expandText': moreButtonText(), 'userCollapseText': lessButtonText(), 'text':getWebinarInfo().description}\">Creating healthy workplaces includes fostering inclusivity and accommodating diverse needs. Join CloudMD this month to learn about neurodivergence in the workplace and individuals who experience ADHD, autism and more. <\/span><\/span>[\/vc_column_text][nectar_btn size=&#8221;large&#8221; open_new_tab=&#8221;true&#8221; button_style=&#8221;regular-tilt&#8221; button_color=&#8221;Accent-Color&#8221; icon_family=&#8221;fontawesome&#8221; el_class=&#8221;enews-button&#8221; text=&#8221;Register for Webinar&#8221; url=&#8221;https:\/\/register.gotowebinar.com\/register\/5456524798433653593&#8243; icon_fontawesome=&#8221;fa fa-pencil-square-o&#8221;][divider line_type=&#8221;Small Line&#8221; line_alignment=&#8221;center&#8221; line_thickness=&#8221;2&#8243; divider_color=&#8221;extra-color-1&#8243; custom_height=&#8221;2&#8243;][vc_custom_heading text=&#8221;Accessing EAP&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221; css=&#8221;.vc_custom_1696379956020{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;}&#8221;][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text el_class=&#8221;enews&#8221;]Our EAP (Employee Assistance Program) provider, Humanacare, has been undergoing some changes as its integration with CloudMD progresses.<\/p>\n<p>The front page of the Humanacare website currently directs visitors to the CloudMD website. Our rep suggests that those who wish to access EAP instead go straight to the EAP login page: <a href=\"https:\/\/humanacare.com\/humanalife\/\">https:\/\/humanacare.com\/humanalife\/<\/a>[\/vc_column_text][nectar_btn size=&#8221;large&#8221; open_new_tab=&#8221;true&#8221; button_style=&#8221;regular-tilt&#8221; button_color=&#8221;Accent-Color&#8221; icon_family=&#8221;fontawesome&#8221; el_class=&#8221;enews-button&#8221; text=&#8221;Access EAP&#8221; url=&#8221;https:\/\/humanacare.com\/humanalife\/&#8221; icon_fontawesome=&#8221;fa fa-volume-control-phone&#8221;][vc_column_text el_class=&#8221;enews&#8221; css=&#8221;.vc_custom_1696817175994{margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}&#8221;]Another upcoming change is the<strong> rebranding of Humanacare to their new name, Kii<\/strong>. The grey box below features some information they&#8217;ve sent us about their future plans:[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;rebranding&#8221; css=&#8221;.vc_custom_1714708557627{margin-top: 0px !important;border-top-width: 0px !important;padding-top: 0px !important;background-color: rgba(135,185,67,0.1) !important;*background-color: rgb(135,185,67) !important;}&#8221;][vc_column_inner bottom_padding_desktop=&#8221;10&#8243; left_padding_desktop=&#8221;10&#8243; right_padding_desktop=&#8221;10&#8243; bottom_margin=&#8221;20&#8243; left_margin=&#8221;20&#8243; right_margin=&#8221;20&#8243; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color=&#8221;#e5e5e5&#8243; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221; column_padding_type=&#8221;advanced&#8221; gradient_type=&#8221;default&#8221;][vc_column_text]<span style=\"color: #000000;\"><span dir=\"ltr\" role=\"presentation\">We are excited to announce that HumanaCare will be <\/span><span dir=\"ltr\" role=\"presentation\">re-branding to Kii, CloudMD\u2019 s new integrated health and <\/span><span dir=\"ltr\" role=\"presentation\">wellness program!<\/span><\/span><\/p>\n<p><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">Over the last few years, CloudMD has brought together leading organizations in the delivery of mental, <\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">physical, and occupational health services. Now, through our <strong>fully integrated program Kii<\/strong> we can provide these <\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">services to employees and organizations in a seamless and connected experience.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span dir=\"ltr\" role=\"presentation\">Over the next<\/span> <span dir=\"ltr\" role=\"presentation\">little while,<\/span> <span dir=\"ltr\" role=\"presentation\">we are excited to start transitioning all customers from these legacy brands to the <\/span><\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">new program.<\/span><\/p>\n<p><span style=\"color: #000000;\"><span dir=\"ltr\" role=\"presentation\">Going forward,<\/span> <span dir=\"ltr\" role=\"presentation\">you will start seeing the new Kii branding across various touchpoints, including social media <\/span><\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">platforms and marketing collateral. We are confident that this <strong>fresh and dynamic look will generate excitement<\/strong>.<\/span><\/p>\n<p><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">While the name and visual identity will change, our unwavering dedication to delivering excellence and serving <\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">our customers with the utmost professionalism remains the same. The rebranding process has been <\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">meticulously planned, and we have taken every measure to ensure a seamless transition.<\/span><\/p>\n<p><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">We are excited about these changes and look forward to continuing to provide you with the highest level of <\/span><span dir=\"ltr\" style=\"color: #000000;\" role=\"presentation\">service and support.<\/span>[\/vc_column_text][vc_gallery type=&#8221;image_grid&#8221; images=&#8221;9032,9094,9036&#8243; image_grid_loading=&#8221;default&#8221; layout=&#8221;3&#8243; item_spacing=&#8221;default&#8221; gallery_style=&#8221;7&#8243; load_in_animation=&#8221;none&#8221; img_size=&#8221;600&#215;400&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=&#8221;in_container&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_color=&#8221;rgba(113,199,216,0.1)&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;center&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; advanced_gradient_angle=&#8221;0&#8243; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][image_with_animation image_url=&#8221;8514&#8243; image_size=&#8221;full&#8221; animation_type=&#8221;entrance&#8221; animation=&#8221;None&#8221; animation_movement_type=&#8221;transform_y&#8221; hover_animation=&#8221;none&#8221; alignment=&#8221;&#8221; border_radius=&#8221;custom&#8221; box_shadow=&#8221;none&#8221; top_left_border_radius=&#8221;20&#8243; top_right_border_radius=&#8221;20&#8243; image_loading=&#8221;default&#8221; max_width=&#8221;100%&#8221; max_width_mobile=&#8221;default&#8221; el_class=&#8221;enews-banner&#8221;][vc_custom_heading text=&#8221;Have a Question for GSI?&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; google_fonts=&#8221;font_family:Domine%3Aregular%2C700|font_style:700%20bold%20regular%3A700%3Anormal&#8221;][vc_column_text el_class=&#8221;enews&#8221;]We welcome your questions and feedback!<\/p>\n<p>Information and resources can also be found on the <a href=\"https:\/\/dev.elcicgsi.ca\">GSI website<\/a>.<br \/>\nGSI Website:\u00a0\u00a0<a href=\"https:\/\/dev.elcicgsi.ca\">elcicgsi.ca<\/a><br \/>\nWinnipeg Residents: 204-984-9181<br \/>\nToll Free: 1-877-352-4247[\/vc_column_text][nectar_btn size=&#8221;large&#8221; open_new_tab=&#8221;true&#8221; button_style=&#8221;regular&#8221; button_color_2=&#8221;Accent-Color&#8221; icon_family=&#8221;fontawesome&#8221; el_class=&#8221;enews-button&#8221; text=&#8221;Email Us&#8221; url=&#8221;mailto:admin@elcicgsi.ca&#8221; icon_fontawesome=&#8221;fa fa-envelope-o&#8221;][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>Topics include co-insurance, professional services, the importance of sleep, changing benefits modules, Manulife&#8217;s new app, and a webinar on neurodivergence in the workplace.<\/p>\n","protected":false},"author":13,"featured_media":10965,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[31],"post_folder":[22,18],"class_list":{"0":"post-8938","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-planmembers","8":"tag-benefits"},"featured_image_src":"https:\/\/dev.elcicgsi.ca\/wp-content\/uploads\/2024\/10\/Benefits-News.jpeg?ver=1727747897","author_info":{"display_name":"Faithful Servant","author_link":"https:\/\/dev.elcicgsi.ca\/?author=13"},"_links":{"self":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts\/8938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=8938"}],"version-history":[{"count":0,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/posts\/8938\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=\/wp\/v2\/media\/10965"}],"wp:attachment":[{"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=8938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=8938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=8938"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/dev.elcicgsi.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_folder&post=8938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}